Home Purchase

Mortgage loans are available to:

• Purchase residential property
• Refinance an existing mortgage
• Access home equity loans for investments, emergencies, consolidate debts or other major expenses

If you are buying a home the following documents are required:

• Job letter from employer and last 3 pay slips
• If self-employed - audited / management accounts for the business for the last 3 years, supported by bank statements for the same period
• Valid identification – driver’s license, passport or national identification
• Tax Registration Number (TRN)
• Proof of Age – birth certificate or passport
• Proof of address – preferably in the form of a utility bill
• Most recent utility bills
• Last three (3) rent receipts if applicable
• Written confirmation of existing indebtedness
• Proof of funds to complete the transaction
• Proof of ownership of existing assets
• Evidence of deposit or statement from Attorney holding carriage of the sale
• Copy of signed Sales Agreement
• Valuation Report for the property to be purchased
• Surveyor’s ID Report for the property to be purchased
• Copy Certificate of Title for property to be mortgaged
• Any other documents deemed necessary by the Bank