Please carefully read and understand the following terms and conditions governing SAGICOR BANK’s

“VAX AND WIN” (hereinafter "the Campaign" or “Promotion”). This is a legally binding contract which contains provisions of your rights during the campaign to protect both you and the Bank.

This promotion is organized by Sagicor Bank Jamaica Limited (“the Bank”).

A.PROMOTION MECHANICS

1.ELIGIBILITY: This promotion is in respect of and is available to Covid-19 vaccinated clients and nonclients of Sagicor Bank between the ages of (18-70) in Jamaica only, who are interested in opening a Sagicor Bank Star Savers account for child/children from age (5-17).

The first 100 clients to open a Sagicor Bank Star Savers account online during the promotion period will automatically receive $5000 deposited to their account towards savings. After which, these clients will be automatically entered in the “Vax and Win” promotion for a chance to win one (1) of three (3) Learning Corners and $150,000 for books and tuition.

2.The account opening amount will be waived for the promotion. Both clients and nonclients will be required to only submit the documents listed below online at sagicor.com when opening a Sagicor Bank Star Savers account:

REQUIRED DOCUMENTS:

•Copy of Vaccination Card (for Covid-19)

•Government Issued ID (Voter's ID or Passport or Driver's Licence)

•Tax Registration Number (TRN)

•Birth Certificate for child/ren

•Verified Passport Size Photo of child(ren)

•Proof of Address: Bank Statement or Utility Bill or Address Verification by Justice of the Peace or Electoral/National ID or Lease or Rental Document

•Proof of Income: Last Pay Advice or Job Letter

•Self-employed Persons- Registration Document/Bank Statement for the last six (6) months

3.The qualifying period for the promotion is 12:00am on Monday, October 11, 2021 through to and ending on Friday, October 29, 2021 at 11:59pm.

4.The winners will be randomly selected at 10:00am on Friday, November 12, 2021, at the Sagicor Bank’s office located at 17 Dominica Drive, Kingston 5 and contacted by Sagicor Bank no less than two (2) business days after selection.

Three (3) $150,000 cash will be awarded to each winner for tuition and books.

Total: $450,000

DESCRIPTION OF PRIZE:

Three (3) Learning Corners (valued at $200,000 each)

•A dedicated space for child to learn at home that includes a desk, chair, laptop and bookshelf. Total: $600,000

•Three (3) $150,000 for tuition and books Total: $450,000

5.INELIGIBILITY: The following are NOT eligible for this promotion:

▪Employees, officers, agents, representatives and contractors of Sagicor Group Jamaica its parent company, local subsidiaries (Sagicor Bank Jamaica Limited, Sagicor Investments Limited and Sagicor Life, any other subsidiaries not listed), and their immediate family such as parents, spouses or children, and employees of advertising and marketing agency, Whistling Frog.

6.DRAWING AND AWARDING OF PRIZES

▪Sagicor Bank’s Information Technology Team will utilize their electronic prize draw Microsoft

Excel Application to randomly select winners.

▪Draw Date: Friday, November 12, 2021

▪Draw Time: 10:00am

▪Prize Draws will be done at: Sagicor Bank Head Office, 17 Dominica Drive, Kingston 5.

▪All draws will be done in the presence of an Audit representative of Sagicor Group’s Internal

Audit Department or as required an external Audit representative.

▪The first three (3) entries selected will be the winners.

▪A supplemental drawing of six (6) reserve winners will be done. These reserve winners will be contacted and utilized, in the order of the supplemental drawing, in the event of any of the following conditions:

✓A previously selected winner becomes ineligible due to any of the Promotions Terms and Conditions previously outlined.

✓A previously selected winner forfeits the prize.

✓The Bank is unable to contact a previously selected winner.

▪The Bank will assume responsibility for contacting the winners. The winners will be notified via telephone within two (2) working days following the completion of the draw. After successful contact by telephone, an email will be sent with confirmation to the winners. The Bank will use contact information submitted on their Star Savers account application completed online.

▪Five (5) attempts will be made to contact the winners by telephone over two (2) working days to arrange for the prize. In the event the Bank is not able to make contact with a winner, or a winner forfeits the prize, the Bank reserves the right to reallocate the prize to a reserve winner, subsequently contacting them within two (2) working days in the order in which they were drawn.

▪All winners (including reserves) will forfeit his or her right to claim the prize once the bank was unable to contact them within two (2) working days. If the Bank is unable to identify qualified winners due to ineligibility under any of the Promotions Terms and Conditions, the remaining prize(s) will remain the property of Sagicor Bank Jamaica.

▪The winners are required to return the signed letter of acceptance via email or hardcopy to Sagicor within two (2) working days from the date on which the notification email is sent, failing which, the Prize will be forfeited.

▪The results of the drawings are final and binding on all participants.

▪To claim their prize, the winners are required to present a valid Photo Identification (Government issued, i.e. National Voter’s I.D., Driver’s License or Passport) to the Sagicor Bank Branch most convenient to them.

▪Unclaimed prizes remain the property of Sagicor Bank.

▪A client will not be able to win more than once, as ALL applicants are allowed one entry for a child and one winner will be awarded per household.

7.LIMITATION OF LIABILITY

▪Prizes must be accepted as awarded and cannot be transferred, assigned, substituted or redeemed for cash, except at the sole discretion of Sagicor Bank. Sagicor Bank will not be liable for any changes to prizes occurring outside of its control.

▪Sagicor reserves the right to verify the eligibility of participants.

▪By entering this Promotion, all entrants agree to these Terms and Conditions.

▪All decisions by Sagicor Bank, in respect of all matters relating to the Promotion, including the choice of winner(s) shall be final with the approval of BGLC.

▪Winners agree that (except where prohibited by law), Sagicor Bank may use a winner’s name, picture and likeness for advertising and promotional purposes, and to take part in any publicity event(s) arranged by Sagicor Bank, resulting from this prize draw, without further compensation.

▪Participants are advised to obtain independent legal advice at their own expense in relation to their participation in the Promotion. Sagicor will not be responsible for any consequences that any participant may suffer (including without limitation any damage, loss, injury or disappointment), or that results in an infringement of any law or regulation, by entering the

Promotion or the participant’s acceptance of any prize.

▪To the fullest extent permitted by law, each participant in the promotion is deemed to have waived any right he/she has or may have against Sagicor Bank and its officers, servants, employees, sponsors, representatives and/or agents (including without limitation, any third party service providers or vendor that Sagicor Bank may engage for the purposes of the Promotion) in respect of any loss or damages howsoever arising whether in contract, tort, negligence or

otherwise, in connection with the Promotion even if Sagicor Bank has been advised of the possibility of such damages in advance.

▪Sagicor Bank reserves the right in its absolute discretion to amend, suspend or terminate this Promotion at any time with or without notice, subject to the Betting, Gaming & Lotteries

Commission’s approval.

▪Sagicor Bank reserves the right as permitted by the Betting, Gaming and Lotteries Commission to void any and all entries of an entrant, who Sagicor Bank believes to have tampered with or impaired the administration, security, fairness or proper operation of this Promotion.

▪Participants agree to be bound by the terms and conditions and any other requirements set out in the promotional material and Terms and Conditions. Refusal to agree or non-compliance with or breach of these Terms and Conditions may result in the participant being disqualified from the Promotion, and any prizes or cash won/awarded may be forfeited, withheld, withdrawn or reclaimed.

▪The processing of the participants' personal data shall be for the purposes of facilitating the Promotion and will be processed by Sagicor in accordance with applicable law and policies.

▪These Terms and Conditions shall be governed by the laws of Jamaica.

Authorized under section 58(3) of the Betting, Gaming and Lotteries Act.