- Sagicor

Life Protector

overview

The Life Protector is a non-medical plan that provides a flexible approach to your life insurance needs. The plan is issued to persons between the ages 18 and 60.
Additional Product Details

Ten (10) options for life insurance coverage:

Plan 1 - $500,000
Plan 2 - $500,000
Plan 3 - $750,000
Plan 4 - $1,000,000
Plan 5 - $1,250,000
Plan 6 - $1,500,000
Plan 7 - $1,750,000
Plan 8 - $2,000,000
Plan 9 - $2,250,000
Plan 10 -$4,000,000

The maximum sum insured per life insured is $4 million.

features and benefits

Life Protector provides the following benefits:

  • life insurance
  • accidental dismemberment
  • life insurance for dependent child(ren) up to age 18 years.

Accidental Dismemberment

In the event that the life insured suffers loss arising from an accident, a cash benefit will be paid in accordance with the following schedule*

Event Benefit
Total and permanent disability 50% of the Sum Insured
Loss of two or more members 50% of the Sum Insured
Loss of one member 25% of the Sum Insured
Loss of thumb 10% of the Sum Insured
Loss of index finger 7 1/2% of the Sum Insured
Loss of any other finger 5% of the Sum Insured

The total amount payable in respect of accidental dismemberment is 50% of the sum insured, however, the policy remains in force provided that premiums continue to be paid in accordance with the terms of the contractual agreement.

*Conditions apply 

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