Home Purchase

Ready to purchase your new home

overview

If you are looking to purchase your dream home we are by your side every step of the way.
Additional Details

documents required

Mortgage loans are available to:

  • Purchase residential property
  • Refinance an existing mortgage
  • Access home equity loans for investments, emergencies, consolidate debts or other major expenses

 

If you are buying a home the following documents are required:

  • Job letter from employer and last 3 pay slips
  • If self-employed - audited / management accounts for the business for the last 3 years, supported by bank statements for the same period
  • Valid identification – driver’s license, passport or national identification
  • Tax Registration Number (TRN)
  • Proof of Age – birth certificate or passport
  • Proof of address – preferably in the form of a utility bill
  • Most recent utility bills
  • Last three (3) rent receipts if applicable
  • Written confirmation of existing indebtedness
  • Proof of funds to complete the transaction
  • Proof of ownership of existing assets
  • Evidence of deposit or statement from Attorney holding carriage of the sale
  • Copy of signed Sales Agreement
  • Valuation Report for the property to be purchased
  • Surveyor’s ID Report for the property to be purchased
  • Copy Certificate of Title for property to be mortgaged
  • Any other documents deemed necessary by the Bank

fees

Fees may apply, so please check our fee guide

forms

Loan Application Form

Come in branch and talk to us about getting a loan.