About Sagicor
Sagicor Life Insurance Company (Sagicor) is in the business of helping families, friends and neighbors protect their loved ones by providing expert advice, quality life and annuity products, and excellent customer service. Our overarching vision embodies who we are as a company, and we are deeply committed to enhancing the lives of the people in the communities in which we operate.
Sagicor Life Insurance is our promise to families, a testament to the friendships we build, and the understanding between our neighbors. By protecting the people within our communities, we’re able to help improve their lives. What we provide isn’t just life insurance — it’s also knowing that the ambitions and dreams we have for the ones we love most will always be valued and protected.
A History of Trustworthiness Since 1954
Sagicor Life Insurance Company (Sagicor) is a full-service life insurance company that is licensed in 45 states, plus the District of Columbia. Sagicor is rated “A-” (Excellent) by A.M. Best Company (4th best out of 16 possible ratings). This rating is based on Sagicor’s financial strength and ability to meet its ongoing obligations.
Who We AreSage Indexed Universal Life
Sage Indexed Universal Life
A Sage IUL provides immediate death benefit protection along with greater wealth accumulation potential through indexed-linked crediting strategies, downside market protection, tax advantages, and access to accumulated cash values through loans and withdrawals. The unique and powerful combination of features can help provide a solution to alleviate a lifetime of concerns, even if those concerns change over time.
Read More
It's About Time
Here is the riddle: ‘What can you take, buy, spend, make, find, manage, measure, and waste, but never stop, change, or recover?’ The answer is...
Read More
Using a Life Insurance Policy as Collateral for a Small Business Loan
Are you thinking about applying for a small business loan? Using a life insurance policy as collateral for a small business loan could be a good option for you. Read on to learn about "collateral assignment" and how the process works.
Read More
What is Your Risk Tolerance?
For most of us, risk tolerance depends on a number factors. When we’re young, we are ready to throw caution to the wind and try anything — no matter how foolish. As we become older and wiser, we tend to be more cautious...but this is a blog about life insurance, so why are we talking about risk?
Read More
September is Life Insurance Awareness Month
If you watch the news or have any social media presence, you’ve probably heard the term ‘fake news.’ September is Life Insurance Awareness Month (LIAM), and while certainly not in the ‘fake news’ category, there are a few myths and misconceptions about life insurance that are easy enough to clear up.
Read More
Coverage on a Budget
Life insurance is especially important if you have significant financial obligations....The problem that many of us face is, how do you provide this protection without busting an already tight budget? Term Life Insurance may be the solution.
Finding Our Why
Children, especially small children, are forever asking why. Why is the sky blue? Why do I have to eat my vegetables?... Why provide life insurance? Because it can be the difference between losing someone you love and losing everything....
Read More
June is National Annuity Awareness Month
If you’re nearing retirement or actively planning for it, you are probably already aware of annuities. Finding the right vehicle for your money is an important part of retirement planning, and annuities are a popular choice.
Read More