WealthCare Indexed Single Premium Universal Life
WealthCare Indexed Single Premium Universal Life
A WealthCare policy is designed for today’s retirees who want one solution that covers many needs. It offers lifetime guaranteed financial protection and market growth opportunities to help you build a cash resource without risk of market losses. The policy also features chronic and terminal illness protection. So, if you would ever need care, it’s easy to qualify and receive a cash benefit to use it for whatever you’d like. And, if your needs change, you can get a full return of your premium.1
1Less any withdrawals, indebtedness, and benefit payments.
Read MoreAbout Sagicor
Sagicor Life Insurance Company (Sagicor) is in the business of helping families, friends and neighbors protect their loved ones by providing expert advice, quality life and annuity products, and excellent customer service. Our overarching vision embodies who we are as a company, and we are deeply committed to enhancing the lives of the people in the communities in which we operate.
Sagicor Life Insurance is our promise to families, a testament to the friendships we build, and the understanding between our neighbors. By protecting the people within our communities, we’re able to help improve their lives. What we provide isn’t just life insurance — it’s also knowing that the ambitions and dreams we have for the ones we love most will always be valued and protected.
A History of Trustworthiness Since 1954
Sagicor Life Insurance Company (Sagicor) is a full-service life insurance company that is licensed in 45 states, plus the District of Columbia. Sagicor is rated “A-” (Excellent) by A.M. Best Company (4th best out of 16 possible ratings). This rating is based on Sagicor’s financial strength and ability to meet its ongoing obligations.
Who We Are
A Different Kind of Resolution
We’ve turned the leaf and closed the book on another year — and another decade! And, you know what that means … with the new year comes, new year’s resolutions!
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June is National Annuity Awareness Month
If you’re nearing retirement or actively planning for it, you are probably already aware of annuities. Finding the right vehicle for your money is an important part of retirement planning, and annuities are a popular choice.
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Finding Our Why
Children, especially small children, are forever asking why. Why is the sky blue? Why do I have to eat my vegetables?... Why provide life insurance? Because it can be the difference between losing someone you love and losing everything....
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Coverage on a Budget
Life insurance is especially important if you have significant financial obligations....The problem that many of us face is, how do you provide this protection without busting an already tight budget? Term Life Insurance may be the solution.
September is Life Insurance Awareness Month
If you watch the news or have any social media presence, you’ve probably heard the term ‘fake news.’ September is Life Insurance Awareness Month (LIAM), and while certainly not in the ‘fake news’ category, there are a few myths and misconceptions about life insurance that are easy enough to clear up.
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What is Your Risk Tolerance?
For most of us, risk tolerance depends on a number factors. When we’re young, we are ready to throw caution to the wind and try anything — no matter how foolish. As we become older and wiser, we tend to be more cautious...but this is a blog about life insurance, so why are we talking about risk?
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Using a Life Insurance Policy as Collateral for a Small Business Loan
Are you thinking about applying for a small business loan? Using a life insurance policy as collateral for a small business loan could be a good option for you. Read on to learn about "collateral assignment" and how the process works.
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It's About Time
Here is the riddle: ‘What can you take, buy, spend, make, find, manage, measure, and waste, but never stop, change, or recover?’ The answer is...
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Preparing For Winter
Fall is a beautiful season. It’s a wonderful time when leaves turn a multitude of colors, and the air is crisp with just a hint of the cold that is soon to follow. The changing of the seasons is inevitable, and a good reminder that we, too...should prepare.
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What It's All About
When it comes down to it, the holiday season is about enjoying time with your family, friends, and neighbors... that's what it's all about.
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