Sagicor Bank Visa Business Credit Card is a United States Dollar (US$) denominated credit card designed specifically for small and medium sized enterprises.  

Manage your Business with Ease

Your Sagicor Bank Visa Business Credit Card can be used worldwide at over 25 million merchant locations to make  small or large-scale purchases of supplies and payments for services and recurrent bills.

Increase Financial Control

Sagicor Bank Visa Business Credit Card contributes to the growth of your business allowing you to manage your company’s daily operations with efficiency and flexibility.  Organize your accounts by separating your personal spend from business expenses. Gain more control over daily business expenses by setting limits to meet the different needs and responsibility levels with your Sagicor Bank Visa Business Credit Card. Obtain access to Visa's comprehensive online business resource centre for interactive tools, business articles and online workshops.

Additional Product Details

Many benefits just for you!

product benefits

Low Interest Rate

Enjoy up to 55 days interest free credit with your Sagicor Bank Visa Business Credit Card. Take advantage of the low interest rate by paying the minimum balance due each month if you prefer to have more cash on hand. 

FREE Auto Rental Insurance from American International Group Inc. (AIG)

Make your Rental Reservation in full using your valid and active Sagicor Bank Visa Business Credit Card and drive with confidence, knowing that you are covered for up to 31 days against damages due to collisions, theft and theft related charges and malicious vandalism charges in U.S. and Canada (excludes Puerto Rico and US Virgin Islands). To obtain this coverage, cardholder must decline the Collision Damage Waiver or loss damage waiver (CDW/LDW) option or similar coverageoffered by the auto rental company.

Emergency Card Replacement & Emergency Cash

The emergency card replacement service allows cardholders travelling outside of Jamaica to receive access to Emergency Card Replacement for a lost or stolen card. Visa Card replacement are delivered in 1 business day. Emergency cash disbursement allows Visa cardholder to obtain a cash advance at over 1 million ATMs of the Visa/Plus global network, practically anywhere in the world. 

Unlimited Access to Local VIP Attraction Airport Lounges

Be confident knowing that you have a place to do business or just relax while you await your flight. Enjoy complimentary conference facilities, meeting rooms, Wi-Fi, snacks and beverages and much more at the Club Kingston Lounge located at the Norman Manley International Airport and the Club Mobay Lounge located at Sangster International Airport.

Please visit VIP Attractions for more information.

Visit as many times as you like courtesy of Sagicor Bank.

Visa Special offers and upgrades

Visit the Visa International website for offers and promotions on the Pay with Visa page.


Visa Card Benefits Services, Travel Assistance Services & Visa Travel Information Services.

Visa Card Benefits Services provides 24 hours a day, 7 days a week access to card related benefits and services offered with your Sagicor Bank Visa Business Credit Card, including the activation of Visa medical assistance services. This service is provided to Visa cardholders from the Caribbean region traveling anywhere in the world or at home by simply calling the Visa Card Benefit Services Center. Enjoy the benefit of using your Sagicor Bank Visa Business Credit Card to receive assistance with ATM location, transfer to concierge, visas or travel permit, currency exchange, health requirements and  vaccination prior to traveling to your destination. Travel safely while saving money and time with Visa Travel Assistance Services.

Tracking Your Rewards Value

Currently, your points earned is shown on your monthly credit card statements. Points  expire if you do not redeem them after three (3) years from the earning date.


  • Minimum age 18 years
  • Satisfactory credit history and debt servicing ratios (alternatively, the bank may consider secured facilities)
  • Completed and signed credit card application, including Statement of Affairs on application form
  • Last 3 salary slips.
  • 1 form of identification (Passport, Identification Card, Driver's Permit)
  • Taxpayer Registration Number (TRN)
  • Job letter
  • 2 references
  • Proof of address
  • Copy of work permit for non-residents



Annual Fee- Primary Cardholder US $99.00
Annual Fee- Additional Cardholder US $49.50
Replacement Card US $39.48
Late Fee US $64.16
Over-limit Fee US $64.16



Come into one of our branches and talk to us about getting a business credit card.



Terms and Conditions

Credit Card Terms and Conditions

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