Enjoy the retirement you deserve with the Sagicor Unregistered Retirement Earner.

The plan is an investment tool, which ensures financial peace of mind for today and the future.

The plan, which is available to persons ages 18 to 70, allows:

  • Access to 100% of the accumulated funds as a lump sum payment or alternatively as a monthly pension at retirement
  • Low monthly contributions starting at $200
  • Partial withdrawals once per year

S.U.R.E Brochure
View the Online Brochure

The Plan that provides Security for a Lifetime

Lifetime Retirement Income Guarantee
On maturity, Sagicor guarantees an income for life. You can also choose to receive your pension for a period of 5, 10 or 15 years. Under these options, payments will continue to your beneficiaries or your estate, in the event of your death.


How this Retirement Plan Benefits You

The main purpose of a retirement plan such as Sagicor's Unregistered Retirement Earner, is to provide you with a lifetime retirement income and to ensure that you do not outlive your financial resources.

This plan is well-suited to self-employed persons and to individuals wanting to supplement their retirement income from their employer or the National Insurance Scheme. It is also for individuals who do not require a tax break.

Guaranteed Interest Rate

Sagicor Unregistered Retirement Earner offers a guaranteed minimum interest rate of 1% annually on gross premiums from the date of issue to plan maturity.

Waiver of Premium Benefit

Should you choose to purchase this option, Sagicor will waive the payment of the premium until the end of the benefit period.

The Sagicor Unregistered Retirement Earner is one of many solutions offered by Sagicor to help you reach your financial goals. Please ask your Sagicor Advisor how this product can be part of a wise approach to your complete financial well-being.

related products


The Tax Secure Annuity Plan is an accumulated deferred annuity plan, approved under Section 26 (individual) and under section 134-6 (corporate) of the Income Tax Act of Trinidad & Tobago.

Read More