Credit Ratings- Sagicor

Corporate Profile

We’ve been in business a long time - over 175 years! We’re proud to be the second-oldest insurer in all of the Americas, operating in 19 countries in the Caribbean, notably Jamaica, Barbados and Trinidad and Tobago. Find out more.

Our Story

Did you know that Sagicor is older than the lightbulb? We have a rich history dating back to 1840. Read our story.

Board of Directors

These individuals represent our investors, guide our company, and move us forward. Get to know them.

Executive Leadership

These are the professionals who represent the senior-most management of our company and guide our strategy. View their profiles.

Corporate Strategy

Sagicor’s success and considerable reputation are based on its financial stability, performance, and prudence over the years.

Acquisitions Summary

We’ve grown by finding opportunities in the Caribbean, Central America and the U.S. insurance markets, diversifying our geographic exposure, and leveraging economies of scale.

Credit Ratings

The issuer ratings of Sagicor reflect each rating agency’s opinion of our financial strength, operating performance, and ability to meet our obligations to policyholders.

Analyst Coverage

View coverage of Sagicor's performance by professional analysts.

Fact Sheet

Coming soon

Governance Architecture

Our Board of Directors has approved the adoption of a group-wide, risk-based, corporate governance architecture, which conforms to best practices around the world.

Board Committees

The four Standing Committees of the Board - Audit; Corporate Governance and Ethics; Compensation and Human Resources and Investment and Risk - play an integral role in the governance process.

Board Mandate

Each Board Committee assists the Board with the proper discharge of its functions by providing an opportunity for more in-depth discussions on areas not reserved specifically for the Board. The mandates of all the Committees comply with best practice.

Business Continuity Management

Sagicor is committed to protecting its employees, clients, and other assets at all times, including during emergencies or significant business disruptions.

Code of Ethics

The code is based on the concept of the moral, ethical and legal obligation owed by Sagicor directors, management, employees, and advisers to various stakeholders. Download our Code of Ethics Policy.

Reporting Breaches

Consider this our invitation for all employees, advisors, and other interested parties to become familiar with our governance policies and to report breaches or suspected breaches of any corporate policy or other possible fraudulent activity, to our management.

Understanding FATCA

As part of the Foreign Account Tax Compliance Act, Sagicor is required to submit information on its U.S. customers to the U.S. Internal Revenue Service (IRS) or indirectly through domestic authorities.

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Email Investor Relations

Get in touch with the Investor Relations team through Email

FAQs

Got a question? View the answers to Frequently Asked Questions

Annual Reports

You can download a copy of the latest annual report, which details our operations for the past year. You can also view an archive of past annual reports.

Audited Annual Financials

Review the latest and past audited results.

Current Quarterly Reports

Our audited financial statements and quarterly financial statements are also available.

Past Quarterly Reports

Our audited financial statements and quarterly financial statements are also available.

Other Regulatory Filings - SFCL

View Regulatory Notices and Other Regulatory Filings for Sagicor Financial Corporation Limited

Other Regulatory Filings - SFC

View Regulatory Notices and Other Regulatory Filings for Sagicor Financial Company Ltd

Share Price

See the latest share price information

Analyst Coverage

View coverage of Sagicor's performance by professional analysts.

ANNUAL GENERAL MEETING

Information on Sagicor Financial Company Ltd's Annual General Meeting

Dividends

Download the latest dividend notices.

Exchange Listing

See the list of stock exchanges where shares in Sagicor are listed.

Sagicor Alignvest Transaction Documents

View Press Releases, Notices and Documents related to the Sagicor Alignvest Transaction.

Shareholder Direct Deposit Forms

Learn more or download the required direct deposit banking forms for Republic Bank in Barbados and Trinidad & Tobago.

Credit Ratings

The following table sets out ratings the Company has received from approved rating organizations as at the dates indicated below.


	A.M. Best	S&P	Fitch
Sagicor Life Insurance Company
Financial Strength	A- (Stable)^(a)
Issuer Credit Rating	a- (Stable)^(a)
Sagicor Life Jamaica Limited
Financial Strength	B++ (Stable)^(a)
Issuer Credit Rating	bbb+ (Stable)^(a)
Sagicor Life Inc.
Financial Strength	A- (Stable)^(a)
Issuer Credit Rating	a- (Stable)^(a)
Sagicor Financial Company Ltd.
SFC US$400 million 5.3% senior unsecured notes due May 13, 2028	bbb (Good)^(e)	BB+^(f)	BB-
Issuer Credit Rating	bbb- (Stable)^(a)	BB+ (Stable)^(c)	BB (Stable) (Long term issuer default rating)^(d)
Sagicor Finance (2015) Limited
Senior Unsecured	bbb (Stable)^(a)	BB+ (Stable)^(c)
Sagicor General Insurance Inc.
Financial Strength	A- (Stable)^(b)
Issuer Credit Rating	a- (Stable)^(b)