Credit Ratings- Sagicor

Governance Architecture

Our Board of Directors has approved the adoption of a group-wide, risk-based, corporate governance architecture, which conforms to best practices around the world.

Board Committees

The four Standing Committees of the Board - Audit; Corporate Governance and Ethics; Compensation and Human Resources and Investment and Risk - play an integral role in the governance process.

Board Mandate

Each Board Committee assists the Board with the proper discharge of its functions by providing an opportunity for more in-depth discussions on areas not reserved specifically for the Board. The mandates of all the Committees comply with best practice.

Business Continuity Management

Sagicor is committed to protecting its employees, clients, and other assets at all times, including during emergencies or significant business disruptions.

Code of Ethics

The code is based on the concept of the moral, ethical and legal obligation owed by Sagicor directors, management, employees, and advisors to various stakeholders.

Reporting Breaches

Consider this our invitation for all employees, advisors, and other interested parties to become familiar with our governance policies and to report breaches or suspected breaches of any corporate policy or other possible fraudulent activity, to our management.

Understanding FATCA

As part of the Foreign Account Tax Compliance Act, Sagicor is required to submit information on its U.S. customers to the U.S. Internal Revenue Service (IRS) or indirectly through domestic authorities.

Who We Are

We’ve been a Caribbean financial and insurance company since 1840. But we’ve also spread our operations to other parts of the world, through hard work and good ideas. Learn more about us.

Our Story

Did you know that Sagicor is older than the lightbulb? We have a rich history dating back to 1840. Read our story.

Our Brand

Sagicor’s name comprises two root words: "sage" meaning wise, and "cor" derived from Latin meaning heart or judgement. Click here to learn more about our brand.

Our Companies

Learn about the companies in the Sagicor Group.

Our Values

We believe and lead with our values of being timeless, borderless, and colourless. Learn more about what these values mean to us.

Our Vision

Sagicor's vision is to be a great company, committed to improving the lives of the people in the communities in which we operate. Find out more.

Where we operate

We have operations in Canada, the Caribbean, United States, and Latin America. Learn more about where Sagicor does business.

Corporate Social Responsibility

People invest in us, and so we invest in them and the communities they live in. Learn how our company works to improve people’s lives.

Board of Directors

These individuals represent our investors, guide our company, and move us forward. Get to know them.

Executive Leadership

These are the professionals who represent the senior-most management of our company and guide our strategy. View their profiles.

Important Notices

Find the latest updates and important notices here.

In the Community

Sagicor is committed to improving the lives of the people in the communities in which we operate. Find out more.

Press Releases

You can access the press releases we prepare for news media, detailing our announcements, and other corporate news, here.

Sagicor In the News

See the latest news stories about Sagicor, published in the media.

Latest Tweets

Follow @SagicorGroup on Twitter to get the latest tweets and updates.

Corporate Social Responsibility

People invest in us, and so we invest in them and the communities they live in. Learn how our company works to improve people’s lives.

Share Price

See the latest share price information

Analyst Coverage

View coverage of Sagicor's performance by professional analysts.

ANNUAL GENERAL MEETING

Information on Sagicor Financial Company Ltd's Annual General Meeting

Dividends

Download the latest dividend notices.

Exchange Listing

See the list of stock exchanges where shares in Sagicor are listed.

Sagicor Alignvest Transaction Documents

View Press Releases, Notices and Documents related to the Sagicor Alignvest Transaction.

Shareholder Direct Deposit Forms

Learn more or download the required direct deposit banking forms for Republic Bank in Barbados and Trinidad & Tobago.

Credit Ratings

Sagicor Financial Company Ltd and its principal operating subsidiaries have the following credit ratings from S&P, DBRS, Fitch, and AM Best.


	S&P^(a)	DBRS ^(b)	Fitch^(c)	A.M. Best ^(d)
Sagicor Financial Company Ltd.
Issuer Credit Rating	BBB	BBB (low)	BBB-	bbb- (Good)
Senior Unsecured	BBB	BBB (low)	BB+	bbb (Good)
ivari
Financial Strength		A (low)	A-	A- u (Excellent)
Issuer Credit Rating				a- u (Excellent)
Sagicor Life Insurance Company USA
Financial Strength		A (low)		A- (Excellent)
Issuer Credit Rating				a- (Excellent)
Sagicor Life Jamaica Limited
Financial Strength				B++ (Good)
Issuer Credit Rating				bbb+ (Good)
Sagicor Life Inc
Financial Strength				A- (Excellent)
Issuer Credit Rating				a- (Excellent)
Sagicor Reinsurance Bermuda Ltd.
Financial Strength				A- (Excellent)
Issuer Credit Rating				a- (Excellent)
Sagicor General Insurance Inc.
Financial Strength				A- (Excellent)
Issuer Credit Rating				a- (Excellent)

Updated November 8, 2023
Updated May 24, 2024
Updated November 7, 2023
Updated October 20, 2023

Current Rating Agency Releases

S&P

SFCL 'BBB' Rating Affirmed Following Revised Capital Model Criteria; Outlook Remains Stable - December 29, 2023

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