About Sagicor
Who We Are

Our Brand
The name Sagicor is a combination of two words, "Sage" meaning wise and "Cor" for heart or judgement.

Our Vision
Sagicor's vision is "To be a great company committed to improving the lives of the people in the communities in which we operate".

Our Values
We strongly believe in the Sagicor's values of being a Timeless, Borderless, and Colourless entity.

Corporate Social Responsibility
Learn how Sagicor works to improve the lives of the people in the communities in which it operates.

Customer Testimonials
Read what our valued customers have to say about us.

Our Companies

Sagicor Life Inc
As the Barbados Mutual Life Assurance Society, Sagicor has had an office in Trinidad since the 1850s. Today, with our Head Office around the Savannah and five sub-branches, we provide financial and insurance-based products across the twin-island republic.

Sagicor General Insurance Inc
We at Sagicor General pride ourselves on delivering the best possible insurance protection for home, vehicle, commercial, and travel. We are one of the longest-running general insurance companies operating in the Caribbean, and excel in efficiency, excellent customer service, and settling claims quickly.

Sagicor Financial Corporation Limited
Sagicor has been in business since 1840 and our longevity can be attributed to our savvy business practices and skill in creating shareholder value. As the second-oldest insurer in the Americas, we’ve learned a thing or two about being successful. Nested within this corporation are our other companies.

Careers

Careers at Sagicor
Learn more about Sagicor’s exciting career options.

Join Our Team
Are you interested in working at Sagicor? We’d love to meet you. Find out how to join our team.

Management Team

Sagicor Life Inc Management Team
Want to learn more about the executives responsible for Sagicor Life Inc? Here’s everything you need to know.

Sagicor General Insurance Inc Management Team
We’d like to introduce you to the executive management team of Sagicor General Insurance Inc.

Financials

Sagicor General Financial Reports
View the latest and archived SGI financial reports.

Governance

Corporate Governance Architecture
Our board of directors has approved the adoption of a group-wide, risk-based, corporate governance architecture, which conforms to best practices around the world.

Business Continuity Management
Sagicor is committed to protecting its employees, clients, and other assets at all times, including during emergencies or significant business disruptions.

Code of Ethics Policy
The code is based on the concept of the moral, ethical and legal obligation owed by Sagicor directors, management, employees, and advisors to various stakeholders.

Reporting Breaches
Consider this our open invitation to employees, advisors, and other interested parties to become familiar with our governance policies and to report breaches or suspected breaches of any corporate policy or other possible fraudulent activity to our management.

Understanding FATCA
As part of the Foreign Account Tax Compliance Act, Sagicor is required to submit information on its US customers to the US Internal Revenue Service (IRS) or indirectly through domestic authorities.
PERSONAL SOLUTIONS
Insurance

Accident Insurance
Accidents can happen anywhere, anytime and affect the quality of life you enjoy. Our coverage includes loss or damage during a burglary, transporting money, mortgage indemnity, jewelry, travel and more.

Health Insurance
When you have access to the best healthcare available, even though you may not need it, it means you and your family can get busy living life to the fullest.

Liability Insurance
Liability insurance provides a person with protection against claims resulting from injuries and damage to people and/or property.

Life Insurance
The thought of knowing your family and loved ones are safe, even if you are no longer around, gives you a peace of mind that can’t be underestimated. And because every person’s life and needs are different, we have products that can suit you at any stage of your life.

Marine Insurance
Your private boat is considered one of your most valuable possessions. This is important for you and your family, especially on those much needed getaways. Our coverage protects your yacht or pleasure boat from any unforeseen circumstances.

Motor Insurance
No question, owning a vehicle brings freedom and enhances your life. But in the event of a collision, you need someone to take care of things. Proper insurance can protect you, your vehicle, or any damage or loss as a result of an accident.

Property Insurance
Your home is a valuable asset—after all, it’s where you and your family live. In the event of a fire, natural disaster, or theft of your possessions, it’s a great comfort to know they can be replaced.

Home Ownership

Home Equity Financing
If you have a large expense, like a renovation coming up, you don’t need to save for it; with Home Equity Financing you already have. Your home has value that is available to you.

Residential Land Loans
You have a dream home in your mind’s eye, and the perfect land to build it on—your little slice of heaven. We have the means to make that parcel of land yours, and to make that dream a reality.

Residential Mortgages
It’s the most significant purchase you’re likely to ever make. But owning your own home also brings a sense of security to you and your family. Sagicor helps you achieve that.

Investment

Tax Secure Annuity Plan
The TSAP is an accumulated deferred annuity plan, approved under Section 26 (individual) and under section 134-6 (corporate) of the Income Tax Act of Trinidad & Tobago.

Mutual Funds

Global Balanced Fund
Invest in local, regional, and even international shares, stocks, and bonds, through the first Barbados-based global fund.

Preferred Income Fund
Fixed income securities and preferred shares, both regionally and internationally, are featured in this investment.

Select Growth Fund
Do you desire long-term growth from being more fully invested in stocks and greater exposure to world markets? Then this is the fund for you.

Retirement

Sagicor Unregistered Retirement Earner
Enjoy the retirement you deserve with the Sagicor Unregistered Retirement Earner. The plan is an investment tool, which ensures financial peace of mind for today and the future.

Tax Secure Annuity Plan
The TSAP is an accumulated deferred annuity plan, approved under Section 26 (individual) and under section 134-6 (corporate) of the Income Tax Act of Trinidad & Tobago.
BUSINESS SOLUTIONS
Insurance

Accident Insurance
At your business, or on the road, accidents can happen any moment. Protecting your business from damage or loss is paramount to the continuity of any business entity.

Bonds Insurance
We offer various types of bonds namely Bid/Tender, Performance, Custom and Advance Payments Bonds. Bonds are not insurance policies in the true sense of the word but financial guarantees.

Group Life and Health Insurance
Show concern for your employees’ well-being and that of their families, and they will return the favour. After all, a happy hard-working employee is a healthy one.

Liability Insurance
Liability insurance provides your company with protection against claims resulting from injuries and damage to people and/or property.

Marine Insurance
Is your vessel used for commercial purposes? Let’s take away your worries and calm your mind, just like the ocean, as we cover you from waves of financial debt.

Motor Insurance
Cover your commercial vehicles with our motor policy. Our coverage includes hired vehicles, taxis, PSVs, company owned vehicles, those used for delivery and more.

Property Insurance
Every business or commercial enterprise should seek to protect its physical assets with our commercial property insurance coverage. Coverage includes fire, flood, earthquake, theft and more.

Sagicor Business Growth Solution
As your business evolves, Sagicor will be with you every step of the way. Your future will look brighter with this plan that allows you to save, invest and protect you, your family and your business.

Small Business Group Health Plan
Now you can have a small business with big benefits! Your employees are your greatest assets. Let's take care of them and their families with our attractive health plan.

The Sagicor Healthcare Heroes Plan
Protecting You Who Protect Us!

CariCare Advantage Plan for Frontline Heroes
Protecting You Who Serve Us!

Investment

Corporate Tax Secure Annuity Plan
Sagicor’s Corporate Tax Secure Annuity Plan is an accumulated deferred annuity, approved under Section 134 (6) of the Income Tax Act of Trinidad & Tobago.

Property

Commercial Land Loans
Consider the costs of renting for your business operations. Owning your own property could prove to be more beneficial – not only are you rent-free, but you’re purchasing a business asset that could increase in value. Sagicor can help make that a reality.

Commercial Mortgages
When your business reaches the threshold of needing more land or property, or even renovating or constructing a new structure, our commercial mortgages can smooth that transition with customised payment options and flexibility.

Retirement

Group Retirement Solutions
Sagicor offers group retirement solutions to suit your business’ needs. Group retirement means your employees can share in a special savings plan that benefits them, after years of loyal service to your business.
Support
Get in Touch

Find an Agent
Need our services? A Sagicor agent in our network is eager to serve you. Find one close by.

Find a Location
Wish to visit one of our offices? Find your nearest Sagicor location.

Contact Us
If you have comments, questions or suggestions, we’re ready to listen. Use our convenient client contact form.

Live Chat
Need help quickly? Our agents are standing by.

Report a Claim
We realise accidents and loss happen. The Sagicor team can help you through your entire claims process. Learn how to report life, health, motor, or home insurance claims.

Knowledge Centre

Visit our Blog
If you’d like to learn more about insurance, home ownership, investments, and even retirement planning, our blog contains handy posted articles on these and other financial topics.

Buying Guides
Insurance and finance can often be complex. Here are some convenient buying guides to help you better understand these subjects.

Customer Service Standards
We want to serve you better and commit to putting your first.

Find a Medical Provider
Search the Sagicor Core Network to find a medical provider near you.

Frequently Used Terms
Want to be more informed? Know and understand insurance and financial terms by learning the meanings of frequently used terms in our glossary.

Sagicor GO Mobile App
Manage all of your life, motor, home and travel insurance policies (even your mortgage) while on the go with Sagicor GO. Download the app here.

Ways to Pay
You want to pay your premiums for life, health, motor, home, travel and general insurance, your way. That’s why Sagicor gives you more options.

Online Portals

Advisor Portal Login
Sagicor Advisor Reporting Solution is an interactive website, specifically designed to allow advisors to view information about their clients.

Login to Group Web
Do you have a Group Life and Health policy? If you are an administrator, log in to manage your company’s account.

Manage Your Sagicor Policy
Manage everything about your life and general insurance policies, view statements, premium payments, and even change your contact details, with our convenient online portal.

Manage Your Claims
If you are a Group Life and Health administrator, log in to manage your CariCare claims.

Manage Your Mutual Funds
Have you purchased mutual funds in Barbados or Trinidad? Log in here to manage them.

Manage Your Pension
As a member or administration of a Group Pension plan, you can log in to view your company’s contributions.

Downloadable Forms

Application Forms
Download application forms for health, life, motor, travel, home insurance, and mortgages.

Claim Forms
Download claim forms for health, life, motor, travel, and home insurance.

General Insurance Proposal Forms
Download the proposal forms for home, motor, small business and more.

Group Life and Health Forms
Now you have convenient access to download forms for Group Life and Health Insurance policies.

Mortgage Forms
Download your mortgage application forms here

Other forms
Not an application or claim? All your other forms to manage your policy can be found here.
Media Centre
Media

Important Notices
Find the very latest updates and important notices here.

In the Community
Sagicor is committed to improving the lives of the people in the communities in which we operate. Find out more.

Sagicor in the News
See the latest news stories about Sagicor published in the local media.

Press Releases
You can access the press releases we provide news media, detailing our announcements, and other corporate news, here.

Latest Tweets
Follow @SagicorGroup on Twitter to get the latest tweets and updates.

Corporate Social Responsibility
People invest in us, and so we invest in them and the communities they live in. Learn how our company works to improve people’s lives.
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Almandoz Branch

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Gary Almandoz

Office: (868) 632-3289

E-mail: [email protected]

Sagicor Life Inc Alyce Glen Shopping Plaza, Morne Coco Rd. Petit Valley

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PERSONAL SOLUTIONS

Health Insurance
Home Insurance
Investment Solutions
Life Insurance
Motor Insurance
Mutual Funds
Residential Land Loans
Residential Mortgages
Retirement Solutions
Travel Insurance

BUSINESS SOLUTIONS

Group Retirement Solutions
Business Interruption Insurance
Commercial Land Loans
Commercial Mortgages
Group Life and Health Insurance
Public Liability Insurance
Small Business Policy Package
The Sagicor Healthcare Heroes Plan

Support

Locations
Sagicor Go Mobile App
Blogs
Contact Us
Report a Claim
Downloadable Forms
Customer Service Standards

Online Portals

Advisor Portal Login
Login to Group Web
Manage Your Sagicor Policy
Manage Your Claims
Manage Your Mutual Funds
Manage Your Pension

Careers

Careers at Sagicor
Join Our Team

About Sagicor

Business Continuity Management
Our Companies
Corporate Social Responsibility
Customer Testimonials

Privacy
Restrictions on Liability
Security
Terms & Conditions
Governing Law

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