Home equity is the value of your home less any amount that you still owe on it through your mortgage and or other liability(ies). Home equity loans can  finance:
Home renovations and or additions
Purchase appliances and/ furniture
Educational costs for you or your children
Debt consolidation
Investment purposes
Medical purposes
Flexible repayment terms can be arranged to suit your unique situation. The maximum repayment term is thirty (30) years or your retirement age, whichever is earlier, for properties constructed of concrete blocks and twenty (20) years for properties constructed of hardwoods (purpleheart/greenheart etc.)
Give us a call to discuss or make an appointment or contact a Sagicor Advisor at 246-467-7500
Joy Gibbs
Manager, Mortgages
1 (246) 467-7530
[email protected]


Customisation/Flexibility: Not everyone is the same, and not every situation is the same, so no one mortgage can fit everyone’s needs. Sagicor allows you the flexibility to create the mortgage that fits your needs.
Affordability: Pay only the interest during construction.
Convenience: In addition to providing the mortgage for your home, Sagicor is your one stop shop for:-
Construction Financing
Home Equity Financing
Property Insurance
Life Insurance
Mortgage Indemnity Insurance
Download and print the Residential Mortgage Requirements

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terms and conditions

Lending conditions apply.