Toronto and Barbados (November 13, 2025) – Sagicor Financial Company Ltd. (TSX: SFC), a leading financial services provider in Canada, the United States, and the Caribbean, today announced its results for the third quarter ended September 30, 2025. All figures are in US$ unless otherwise stated.

Q3 Highlights

• Core earnings^([i]) to shareholders of $35.0 million
• Core basic earnings per share⁽¹⁾ (EPS) of 25.8¢
• Core return on shareholders’ equity⁽¹⁾ (annualised) of 13.7%
• Net income to shareholders of $81.0 million
• Total comprehensive income to shareholders of $69.7 million
• New business CSM⁽¹⁾ of $40.6 million
• Shareholders’ equity of $1,049.2 million, with book value per share of US$7.74 or C$10.78
• Shareholders’ equity plus net CSM to shareholders⁽1) of $2.2 billion, or US$15.93 or C$22.18 per share
• Group LICAT⁽¹⁾ ratio of 141%
• Financial leverage ratio⁽¹⁾ of 26.6%
• Dividend of US 6.75¢ per share to be paid during the fourth quarter of 2025 (US 27.0¢ per share annualized dividend)

“We are pleased to report another strong quarter for Q3 2025. Our core earnings(1) to shareholders reflects each of our operating segments performing well and an improved cost of funding. Our significantly higher net income to shareholders reflects that core strength plus a reversal of some of the market-driven volatility observed in previous quarters in 2025.”

[i]Represents a non-IFRS or other financial measure. See the Non-IFRS and Other Financial Measures section in this news release and in our MD&A for relevant information about such measures.