Why Invest

Track record of profitability, proven resiliency, and robust growth
Double digit growth in total assets, financial investments, and total equity since 2018
Exceptional growth in net revenues and net income to shareholders through challenging pandemic demonstrates resilience
Quarterly dividends to shareholders since TSX listing


Largest life insurance company in the English-speaking Caribbean, offering a highly diversified product mix

180 year plus history, with leading market positions throughout the Caribbean regions where we operate
Additional diversification from investment management and banking services in Jamaica
Significant growth upside in a region that remains under-pensioned and under-insured


US operations contributing an increasing share of Sagicor’s business

Largest and growing share of Sagicor’s business by assets and revenues
Award winning ‘simple to buy’ fixed annuities products 
A- stable (excellent) by AM Best


Well capitalized to execute growth, conservative leverage and strong risk culture provide stability through economic cycles

Voluntary MCCSR adoption at group level with capital ratios way above regulatory levels
Successful equity transaction in 2019 added additional capital and led to TSX listing
Senior debt issuance in 2021 allowed refinancing of existing notes at improved debt service levels and additional growth capital


Best in class management team and Board of directors

Seasoned team with extensive experience in the industry and long tenure  
Diversified board directors with international and regional expertise

 

SFCL Q3 2021 Financial Results

SFCL Investor Presentation