Tim Watson

Vision and Values

Learn more about what makes Sagicor who we are, and why we do what we do.

Our Brand

Our reputation has been carefully cultivated to be synonymous with integrity and quality. Learn more about our colors, logo and history.

Sagicor Life Insurance Company

Operating on a solid tradition of trust in America since 1954, Sagicor Life Insurance Company is a vibrant arm of a much larger whole. Find out more.

Sagicor Financial Company Limited

Our international parent company has been operating successfully for over 180 years. Find out why.

Board of Directors

These individuals guide our company and move us forward. Get to know them.

Senior Management

These professionals are the senior-most leaders of our company and administer our day-to-day operations. View their profiles.

In the Community

Our employees commit to countless fundraisers, volunteer work and much more. Why? Because when our communities thrive, so do we.

Independent Producer Opportunity

Learn more about being appointed as a Sagicor Independent Producer.

Non-Sales Opportunities

We’re always looking for new talent. Learn more about our available positions.

Milestone Max Multi-Year Guaranteed Single Premium Deferred Annuity

Want to earn more for your retirement savings? Find competitive guaranteed fixed rates with additional features, principal protection and no market risk.

Milestone Multi-Year Guaranteed Single Premium Deferred Annuity (CA only)

Want to earn more for your retirement savings? Find competitive guaranteed fixed rates with principal protection and no market risk. (California only)

Sage Accumulator Fixed Indexed Single Premium Deferred Annuity

Sage Accumulator FIA is designed to meet your needs in up and down markets. Your money is protected — you’ll never experience losses, even during market downturns.

Single Premium Immediate Annuity

Ready to retire? Choose your income payout schedule and feel financially secure with a guaranteed income stream and no market risk.

DIVERSE INTEREST CREDITING STRATEGIES

Sagicor's indexed life insurance and fixed indexed annuities offer tax-deferred growth opportunities linked to your choice of interest crediting strategies.

STRATEGIES LINKED TO THE S&P 500® INDEX

U.S. opportunities with strategies linked to the single best benchmark of large-cap U.S. stocks.

STRATEGIES LINKED TO iSHARES® ETFS FROM BLACKROCK®

Global and environmental, social and governance (ESG) opportunities with strategies linked to iShares ETFs from BlackRock.

A STRATEGY WITH A FIXED RATE OF INTEREST

The Declared Rate Strategy, offering a guaranteed minimum fixed rate.

Client Services FAQ

Answers to frequently asked questions from our clients.

Claims Department FAQ

Learn how to report and file a death claim.

Call or Email Us

Get in touch with the right department.

Client Service Forms

Various client service forms for your convenience.

Client Services

The Client Services Department is responsible for responding to all inquiries on in-force policies.

Client Portal

Access and make changes to your policy online.

Producer Portal

Documents and resources for our agents.

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Chief Actuary

Tim Watson is Chief Actuary of Sagicor Life Insurance Company, having joined the company in 2025. He has 25 years of insurance industry experience, including roles as Chief Actuary and Appointed Actuary for both life and mortgage insurance companies. Mr. Watson is a fellow of both the Canadian Institute of Actuaries and Society of Actuaries.

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Senior Management

Tim Watson