CariCARE card gives you more
At a time when individuals and families are doing their best to maintain their finances following the period of economic downturn and uncertainty created by the impact of the COVID-19 pandemic, Sagicor is encouraging its clients to make full use of the savings and financial benefits provided by the company’s CariCARE card.
Given to each Sagicor health insurance client, the main benefit of the CariCARE card is that it allows cardholders to keep more of their hard-earned money in their pocket, thanks to the company’s real time claims auto-adjudication process. When visiting any medical service provider that recognises Sagicor as an insurance partner, clients simply need to present their valid card at the point of sale, resulting in them only being required to pay their “portion” of the cost, with Sagicor taking care of the rest.
“The alternative that is traditionally available in the market is for individuals to pay upfront and in full for medical, dental or vision care services, complete and submit a paper claim, wait until that claim has been processed and a reimbursement cheque delivered,” said James Camacho, Sagicor’s Vice President, Operations.
“Thanks to the CariCARE card and our auto-adjudication process, our clients and their dependents no longer have to worry about paying upfront for these services and then having to wait for reimbursement. Once they present their card and the service provider confirms they are a valid Sagicor medical insurance client, they are only required to pay their portion of the final bill, thereby keeping more money in their pockets.”
The benefits do not end there, with Camacho further saying that Sagicor health insureds also have access to medical care in international jurisdictions via the company’s overseas medical service provider. “Our clients and their dependents can rest assured that their health insurance coverage includes overseas medical care, should it become necessary, such as in emergency situations or if any medical services are not available locally.”
As it relates to providing additional savings and keeping money in your pocket, Camacho spoke to a benefit of the CariCARE card, which comes via the company’s partnership with Medicard Limited.
Sagicor health insureds also benefit from discounts on a wide range of health and wellness services and many other discounts from companies who have joined the Medicard network to take part in this programme. Discounts are available to Sagicor’s medical insurance policyholders, who simply need to present their CariCARE card carrying the official Medicard logo, at participating partners.
“We talk quite a bit about making better health choices, whether this relates to what we eat, the supplements we take, or the physical activity we engage in. This partnership makes these choices more appealing to a wider group of individuals, by making health and fitness more affordable,” Camacho explained.