overview

What is the Sagicor Healthcare Heroes Plan?

Health care workers have been at the forefront of combatting the Covid-19 virus, saving the lives of many, whilst putting their own at risk. Targeting our Health Care Heroes on the frontline. For example: Doctors, Nurses, Pharmacists, Dentists, Orderlies etc. – their Dependents, Employees, Spouses Sagicor has exclusively designed a Group Life Insurance product with Accidental Death and Dismemberment (ADD) and Critical Illness (CI), for this group of heroes.

Choose from three plan amounts in the sum of (local currency) $250K, $500K and $1Million and enjoy preferential premium rates just for you. Enroll by July 31st and *no medical will be required. Insureds on this plan, will also receive a 20% discount on Motor and 10% discount on Property (including contents) general insurance premiums from Sagicor General Insurance.

  • Sagicor has exclusively designed a Group Life Insurance product with Accidental Death and Dismemberment (ADD) and Critical Illness (CI), for this group of heroes.
  • Critical Illness covers ten illnesses:
    1. Heart Attack 
    2. Stroke
    3. Coronary Artery Bypass
    4. Cancer
    5. Multiple Sclerosis
    6. Deafness
    7. Kidney Failure
    8. Major Organ Transplant
    9. Paralysis
    10. Blindness
      11.  
  • Spouses and Dependent Children – same level of cover as primary insureds i.e. 200k, 500k and 1 million

How to Buy

Sign up with the umbrella body to which you belong: Association/Board/Council. Fill in your application form and pass the completed document to the Plan Administrator, who will send it to our inbox.

Plans

Choose from three plan amounts in the sum of (local currency) $250K, $500K and $1Million and enjoy preferential premium rates just for you. Enroll by July 31st and *no medical will be required.

Plan
Up to 65 incl. Spouses and Dependent Children
Over 65 incl. Spouses
Plan Level 1
Up to 65 incl. Spouses and Dependent Children Group Life Coverage $200K, Accidental Death & Dismemberment $200K, Critical Illness $100K
Over 65 incl. Spouses Group Life Coverage $125K, Accidental Death & Dismemberment $125K, Critical Illness $50K
Plan Level 2
Up to 65 incl. Spouses and Dependent Children Group Life Coverage $500K, Accidental Death & Dismemberment $500K, Critical Illness $150K
Over 65 incl. Spouses Group Life Coverage $250K, Accidental Death & Dismemberment $250K, Critical Illness $75K
Plan Level 3
Up to 65 incl. Spouses and Dependent Children Group Life Coverage $1M, Accidental Death & Dismemberment $1M, Critical Illness $300K
Over 65 incl. Spouses Group Life Coverage $500K, Accidental Death & Dismemberment $500K, Critical Illness $150K

benefits

Peace of mind and financial security are yours, knowing that ‘We see you and we got you!’ 

  • Enroll by July 31st and enjoy :
    • Up to age 65 Years  - NO Underwriting
    • Over age 65 years - Statement Of Good Health / Must be Actively at Work at enrollment
  • Preferential premium rates designed with our active frontline healthcare heroes in mind
  • Once covered, you will remain covered once premiums are paid

faqs

This plan has been specifically designed for the following persons:

  • Group 1: - Healthcare professionals who are active in the delivery of medical services including Doctors, Dentists, Nurses and Pharmacists as well as all related health care professionals.

  • Group 2: - Administrative personnel and employees who work with and directly support healthcare professionals with the delivery of care such as receptionists.  

  • Group 3: - Spouses and dependent children of insureds in Groups 1 and 2.

This is a Group Life Insurance plan with Accidental Death and Dismemberment (AD&D) and Critical Illness (CI).

There are three coverage options in the sum of (local currency):

  • Level 1 - Group Life $250K, AD&D $250K and CI $100K

  • Level 2 - Group Life $500K, AD&D $500K and CI $150K

  • Level 3 - Group Life $1M, AD&D $1M and CI $ 300K

No, a medical will not be required. This is a specially designed plan with no underwriting up to age 65 and a statement of good health for persons over age 65.

Critical Illness covers ten illnesses:

  1. Heart Attack 
  2. Stroke
  3. Coronary Artery Bypass
  4. Cancer
  5. Multiple Sclerosis
  6. Deafness
  7. Kidney Failure
  8. Major Organ Transplant
  9. Paralysis
  10. Blindness
    11.  

Yes, there is a waiting period. These vary depending on the nature of the Critical Illness. Please contact the country representative for details on the waiting periods.

Coverage is the same for spouses, however dependent children – pay 50% of parental premium rate.

Payment of premiums after retirement, can be paid directly to Sagicor using the following options:

  • Wire transfers
  • Bank transfers
  • Credit cards
  • Bank standing orders

Dependent children can be enrolled from birth right up to the date of their nineteenth birthday. Dependent children registered and receiving full time education will be covered to age 25 years.

Yes. Payments for all members will be monthly.

Support workers will still be covered, once they continue paying premiums.

Upgrading can only be done at renewal. A statement of good health will be required to upgrade the policy to a higher plan associated with this exclusive offer.

This policy is renewable annually.

Dependents will be enrolled into the plan upon submission of the completed enrolment form. Birth certificates will be required to administer changes to their policy and to process claims and can be provided after signing up.

Thank you for your interest.
You may e-mail the following persons:

terms

ELIGIBILITY:

  • Must be a paid-up / registered member with the regulator body at point of enrollment.  Sagicor will ask in good faith that they are registered at contract stage.
  • Actively at work