Blogs- Sagicor

Our Brand

The name Sagicor is a combination of two words, "Sage" meaning wise and "Cor" for heart or judgement.

Our Vision

Sagicor's vision is "To be a great company committed to improving the lives of the people in the communities in which we operate".

Our Values

We strongly believe in the Sagicor's values of being a Timeless, Borderless, and Colourless entity.

Corporate Social Responsibility

Learn how Sagicor works to improve the lives of the people in the communities in which it operates.

Customer Testimonials

Read what our valued customers have to say about us.

Sagicor Life Inc

While we began our operations in Belize in 1987, as Capital Life, we rebranded as Sagicor on November 9, 2004, providing insurance, mortgages, annuities and pension plans.

Sagicor Financial Company Ltd

Sagicor has been in business since 1840 and our longevity can be attributed to our savvy business practices and skill in creating shareholder value. As the second-oldest insurer in the Americas, we’ve learned a thing or two about being successful. Nested within this corporation are our other companies.

Careers at Sagicor

Learn more about Sagicor’s exciting career options.

Join Our Team

Are you interested in working at Sagicor? We’d love to meet you. Find out how to join our team.

Sagicor Life Inc Management Team

Want to learn more about the executives responsible for Sagicor Life Inc? Here’s everything you need to know.

Corporate Governance Architecture

Our board of directors has approved the adoption of a group-wide, risk-based, corporate governance architecture, which conforms to best practices around the world.

Business Continuity Management

Sagicor is committed to protecting its employees, clients, and other assets at all times, including during emergencies or significant business disruptions.

Code of Ethics Policy

The code is based on the concept of the moral, ethical and legal obligation owed by Sagicor directors, management, employees, and advisors to various stakeholders.

Reporting Breaches

Consider this our open invitation to employees, advisors, and other interested parties to become familiar with our governance policies and to report breaches or suspected breaches of any corporate policy or other possible fraudulent activity to our management.

Understanding FATCA

As part of the Foreign Account Tax Compliance Act, Sagicor is required to submit information on its US customers to the US Internal Revenue Service (IRS) or indirectly through domestic authorities.

Life Insurance

The thought of knowing your family and loved ones are safe, even if you are no longer around, gives you a peace of mind that can’t be underestimated. And because every person’s life and needs are different, we have products that can suit you at any stage of your life.

Home Equity Financing

If you have a large expense, like a renovation coming up, you don’t need to save for it; with Home Equity Financing you already have. Your home has value that is available to you.

Residential Land Loans

You have a dream home in your mind’s eye, and the perfect land to build it on—your little slice of heaven. We have the means to make that parcel of land yours, and to make that dream a reality.

Residential Mortgages

It’s the most significant purchase you’re likely to ever make. But owning your own home also brings a sense of security to you and your family. Sagicor helps you achieve that.

Millennium Saver

A plan that motivates you to save more can also prepare you more for retirement. And with just a little sacrifice over the long term, your retirement picture gets better and better. Stop working. Start living.

Registered Pension Saver

Whether around the corner or in 20 years, your retirement should create feelings of eager anticipation—not anxiety. Ensure a stable, comfortable future for you and your family.

Group Life and Health Insurance

Show concern for your employees’ well-being and that of their families, and they will return the favour. After all, a happy hard-working employee is a healthy one.

Group Retirement Solutions

Sagicor offers group retirement solutions to suit your business’ needs. Group retirement means your employees can share in a special savings plan that benefits them, after years of loyal service to your business.

eConnect

Book an appointment to connect with our customer service representatives online; safely and conveniently from the comfort of your home with the eConnect Virtual Client Experience.

Find an Agent

Need our services? A Sagicor agent in our network is eager to serve you. Find one close by.

Find a Location

Wish to visit one of our offices? Find your nearest Sagicor location.

If you have comments, questions or suggestions, we’re ready to listen. Use our convenient client contact form.

Live Chat

Need help quickly? Our agents are standing by.

Report a Claim

We realise accidents and loss happen. The Sagicor team can help you through your entire claims process. Learn how to report life, health, motor, or home insurance claims.

Group Life & Health

Find out how to file a group life and health claim.

Individual Health

Learn how to make a health insurance claim.

Individual Life

Find out the steps you need to take to report a life insurance claim.

Visit our Blog

If you’d like to learn more about insurance, home ownership, investments, and even retirement planning, our blog contains handy posted articles on these and other financial topics.

Buying Guides

Insurance and finance can often be complex. Here are some convenient buying guides to help you better understand these subjects.

Customer Service Standards

We want to serve you better and commit to putting your first.

Find a Medical Provider

Search the Sagicor Core Network to find a medical provider near you.

Frequently Used Terms

Want to be more informed? Know and understand insurance and financial terms by learning the meanings of frequently used terms in our glossary.

Frequently Used Terms

Want to be more informed? Know and understand insurance and financial terms by learning the meanings of frequently used terms in our glossary.

Sagicor GO Mobile App

Manage all of your life, motor, home and travel insurance policies (even your mortgage) while on the go with Sagicor GO. Download the app here.

Ways to Pay

You want to pay your premiums for life, health, motor, home, travel and general insurance, your way. That’s why Sagicor gives you more options.

Advisor Portal Login

Sagicor Advisor Reporting Solution is an interactive website, specifically designed to allow advisors to view information about their clients.

Do you have a Group Life and Health policy? If you are an administrator, log in to manage your company’s account.

Manage Your Sagicor Policy

Manage everything about your life insurance policy, view statements, premium payments, and even change your contact details, with our convenient online portal.

Manage Your Claims

If you are a Group Life and Health administrator, log in to manage your CariCare claims.

Manage Your Pension

As a member or administration of a Group Pension plan, you can log in to view your company’s contributions.

Staff Benefits Portal

As a member or administration of a Group Pension plan, you can log in to view your company’s contributions.

Application Forms

Download application forms for health, life, motor, travel, home insurance, and mortgages.

Claim Forms

Download claim forms for health, life, motor, travel, and home insurance.

Group Life and Health Forms

Now you have convenient access to download forms for Group Life and Health Insurance policies.

Other forms

Not an application or claim? All your other forms to manage your policy can be found here.

Important Notices

Find the very latest updates and important notices here.

In the Community

Sagicor is committed to improving the lives of the people in the communities in which we operate. Find out more.

Sagicor in the News

See the latest news stories about Sagicor published in the local media.

Press Releases

You can access the press releases we provide news media, detailing our announcements, and other corporate news, here.

Corporate Social Responsibility

People invest in us, and so we invest in them and the communities they live in. Learn how our company works to improve people’s lives.

Happy YOU Year!

31.Dec.2022

We are so thankful for the year that has passed and now we are moving forward and looking forward to what the new year brings. What have you neglected over the past two years? Many of us have neglected our health and stopped exercising, we abandoned our hobbies and stopped doing a lot of the things that make us … well, us! The last two years taught us many lessons that many of us learned as it relates to family, friends, and all our loved ones. We at Sagicor want to remind you for 2023 to take care of you!

What Does Freedom Mean To You?

10.Nov.2022

We at Sagicor, celebrate with Antigua and Barbuda, Dominica, and Barbados this month for their independence celebrations! Independence is often associated with the word freedom! Freedom to take care of yourself, freedom to make the best choices for yourself and family, freedom to live life the way you desire.

As we celebrate this month with 3 of the islands in which we operate and serve, we’ve decided to look at the word freedom! What does freedom mean to you? Let’s tell you what it means to us.

There's Still Time To Prepare For Bad Weather

03.Oct.2022

Keeping Our Eyes On The Storm – The Season Is Here

31.May.2022

The 2022 Atlantic Hurricane season has begun and it’s time to ask – What have hurricanes like Elsa, Dorian, Maria, and other notable hurricanes across the Caribbean region in the last 10 years have taught us? If we’re honest with ourselves, they showed us some vulnerabilities in our preparedness, as well as reinforced the importance of having our homes adequately insured.

Let's Talk Retirement Part 2

12.May.2022

How do you imagine spending your retirement? Sagicor is here to guide you on not only the best way to start saving, but also to help you figure out how much you might need to enjoy the same quality of life you have now, throughout your retirement. If you missed it, catch up and read Let's Talk Retirement part 1 here! Now What next?

Let's Talk Retirement

14.Apr.2022

How do you imagine spending your retirement? Is it travelling the world? Lunch with old friends? An evening beach-side stroll? Spending your day with a round of golf? Well, this is the easy part of retirement planning. The hard part is knowing exactly how much money you’ll need, for the life your future self wants.

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