Home Equity Financing- Sagicor

Our Brand

The name Sagicor is a combination of two words, "Sage" meaning wise and "Cor" for heart or judgement.

Our Vision

Sagicor's vision is "To be a great company committed to improving the lives of the people in the communities in which we operate".

Our Values

Sagicor's vision is "To be a great company committed to improving the lives of the people in the communities in which we operate".

Corporate Social Responsibility

Learn how Sagicor works to improve the lives of the people in the communities in which it operates.

Customer Testimonials

Read what our valued customers have to say about us.

Sagicor Life Inc

Though in business for over 175 years, our operations in Aruba were not incorporated until December 19, 2007, as Sagicor Life Aruba N.V., a wholly-owned subsidiary of Sagicor Life Inc. We provide comprehensive financial services and advice.

Sagicor Financial Company Ltd

Sagicor has been in business since 1840 and our longevity can be attributed to our savvy business practices and skill in creating shareholder value. As the second-oldest insurer in the Americas, we’ve learned a thing or two about being successful. Nested within this corporation are our other companies.

Careers at Sagicor

Learn more about Sagicor’s exciting career options.

Join Our Team

Are you interested in working at Sagicor? We’d love to meet you. Find out how to join our team.

Sagicor Life Inc Management Team

Our Sagicor Life Inc executive team eager to meet you. Click to meet them

Sagicor Life Inc Aruba N.V. Financial Statements

View the latest financial reports

Corporate Governance Architecture

Our board of directors has approved the adoption of a group-wide, risk-based, corporate governance architecture, which conforms to best practices around the world.

Business Continuity Management

Sagicor is committed to protecting its employees, clients, and other assets at all times, including during emergencies or significant business disruptions.

Code of Ethics Policy

The code is based on the concept of the moral, ethical and legal obligation owed by Sagicor directors, management, employees, and advisors to various stakeholders.

Reporting Breaches

Consider this our open invitation to employees, advisors, and other interested parties to become familiar with our governance policies and to report breaches or suspected breaches of any corporate policy or other possible fraudulent activity to our management.

Understanding FATCA

As part of the Foreign Account Tax Compliance Act, Sagicor is required to submit information on its US customers to the US Internal Revenue Service (IRS) or indirectly through domestic authorities.

Life Insurance

The thought of knowing your family and loved ones are safe, even if you are no longer around, gives you a peace of mind that can’t be underestimated. And because every person’s life and needs are different, we have products that can suit you at any stage of your life.

Home Equity Financing

If you have a large expense, like a renovation coming up, you don’t need to save for it; with Home Equity Financing you already have. Your home has value that is available to you.

Residential Land Loans

You have a dream home in your mind’s eye, and the perfect land to build it on—your little slice of heaven. We have the means to make that parcel of land yours, and to make that dream a reality.

Residential Mortgages

It’s the most significant purchase you’re likely to ever make. But owning your own home also brings a sense of security to you and your family. Sagicor helps you achieve that.

Millennium Saver

A plan that motivates you to save more can also prepare you more for retirement. And with just a little sacrifice over the long term, your retirement picture gets better and better. Stop working. Start living.

Registered Pension Saver

Whether around the corner or in 20 years, your retirement should create feelings of eager anticipation—not anxiety. Ensure a stable, comfortable future for you and your family.

Group Life and Health Insurance

Show concern for your employees’ well-being and that of their families, and they will return the favour. After all, a happy hard-working employee is a healthy one.

Share your feedback

Sagicor values your feedback and considers all issues, whether they be complaints or compliments, to be essential in evaluating and improving our service and product offerings to you. Report these issues using our Service Quality Form.

Find an Agent

Need our services? A Sagicor agent in our network is eager to serve you. Find one close by.

Find a Location

Wish to visit one of our offices? Find your nearest Sagicor location.

If you have comments, questions or suggestions, we’re ready to listen. Use our convenient client contact form.

Live Chat

Need help quickly? Our agents are standing by.

Report a Claim

We realise accidents and loss happen. The Sagicor team can help you through your entire claims process. Learn how to report life, health, motor, or home insurance claims.

Group Life & Health

Find out how to file a group life and health claim.

Individual Life

Find out the steps you need to take to report a life insurance claim.

Visit our Blog

If you’d like to learn more about insurance, home ownership, investments, and even retirement planning, our blog contains handy posted articles on these and other financial topics.

Buying Guides

Insurance and finance can often be complex. Here are some convenient buying guides to help you better understand these subjects.

Customer Service Standards

We want to serve you better and commit to putting your first.

Find a Medical Provider

Search the Sagicor Core Network to find a medical provider near you.

Frequently Used Terms

Want to be more informed? Know and understand insurance and financial terms by learning the meanings of frequently used terms in our glossary.

Sagicor GO Mobile App

Manage all of your life, motor, home and travel insurance policies (even your mortgage) while on the go with Sagicor GO. Download the app here.

Ways to Pay

You want to pay your premiums for life, health, motor, home, travel and general insurance, your way. That’s why Sagicor gives you more options.

Do you have a Group Life and Health policy? If you are an administrator, log in to manage your company’s account.

Manage Your Sagicor Policy

Manage everything about your life insurance policy, view statements, premium payments, and even change your contact details, with our convenient online portal.

Application Forms

Download application forms for health, life, motor, travel, home insurance, and mortgages.

Claim Forms

Download claim forms for health, life, motor, travel, and home insurance.

Group Life and Health Forms

Now you have convenient access to download forms for Group Life and Health Insurance policies.

Other Forms

Not an application or claim? All your other forms to manage your policy can be found here.

Important Notices

Find the very latest updates and important notices here.

In the Community

Sagicor is committed to improving the lives of the people in the communities in which we operate. Find out more.

Sagicor in the News

See the latest news stories about Sagicor published in the local media.

Press Releases

You can access the press releases we provide news media, detailing our announcements, and other corporate news, here.

Latest Tweets

Follow @SagicorGroup on Twitter to get the latest tweets and updates.

Corporate Social Responsibility

See the latest news stories about Sagicor published in the local media.

Home Equity Financing

overview

Home equity is the value of your home less any amount that you still owe on it through your mortgage and or other liability(ies). Home equity loans can finance:

Home renovations and or additions
Purchase appliances and/ furniture
Educational costs for you or your children
Travel
Debt consolidation
Investment purposes
Medical purposes

Flexible repayment terms can be arranged to suit your unique situation. The maximum repayment term is thirty (30) years or your retirement age, whichever is earlier, for properties constructed of concrete blocks and twenty (20) years for properties constructed of hardwoods (purpleheart/greenheart etc.)

Give us a call to discuss or make an appointment or contact a Sagicor Advisor at 246-467-7500

Joy Gibbs
Manager, Mortgages
1 (246) 467-7530
[email protected]

Dacosta Holder
Senior Mortgage Officer
1 (246) 467-5160
[email protected]

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Residential Land Loans

Interested in building that dream home sometime in the future? Let us assist with a land loan to purchase that parcel of land you so desire to get you on the way.

Residential Mortgages

Buying your own property, whether a house, a condominium or just the land to build on, is one of the most significant and satisfying investments you’ll ever make. Owning your own home brings a sense of security that will mean a lot to you and your family. No matter what you're looking for in a home, Sagicor Mortgage solutions meet your needs - both today and for the life of the mortgage.

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