Private Motor Comprehensive
All Risks of loss or damage to the vehicle caused by violent and external means including damage caused by storm, flood, hurricane and earthquake.
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Liability to third parties for personal or bodily injury and property damage
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The amount of damages and claimant’s costs and expenses where the Insured person becomes liable at law resulting from an accident involving the insured vehicle;
Up to $1,000,000.00 for damage to property
Up to $10,000,00.00 for death or bodily injury in respect of any one person
Up to $30,000,00.00 for death or bodily injury in respect of any number of persons in any one accident
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Loss of Use or hired car coverage – up to 14 days at no additional premium
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New Car Replacement – the cost of replacing the insured vehicle from a loss occurring within 12 months from the date of the vehicle’s first registration as new . We will pay up to 105% of the insured value for the replacement vehicle.
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Emergency Breakdown Service – the reasonable cost of removal of the vehicle to a garage or your home as a result of the breakdown of the insured vehicle
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Towing Fees – the reasonable cost of protection and removal of the incurred vehicle which becomes disabled as a result of any loss or damage covered by the policy
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Medical Expenses – up to $1,500.00 for each person incurred from injuries sustained in an accident while travelling in the insured vehicle.
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Personal Belongings – up to $1,000.00 for accidental loss, damage or theft of any personal belongings while in the vehicle.
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No Limit for Breakage of windscreen or window
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Damaged by uninsured motorist – cost of repair or replacement to the insured vehicle for damage caused by a third party motorist who, though at fault has no compulsory motor insurance in place.
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Personal injury to the Insured and/or spouse - for accidental injury while travelling in any privately registered Motor vehicle.
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Funeral Benefits – $5,000.00 for death of insured due to an accident involving the vehicle
Private Motor Third Party
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Liability to third parties for personal or bodily injury and Property damage
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The amount of damages and claimant’s costs and expenses where the Insured person becomes liable at law resulting from an accident involving the insured vehicle;
Up to $1,000,000.00 for damage to property
Up to $10,000,00.00 for death or bodily injury in respect of any one person
Up to $30,000,00.00 for death or bodily injury in respect of any number of persons in any one accident
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Emergency Breakdown Service – the reasonable cost of removal of the vehicle to a garage or your home as a result of the breakdown of the insured vehicle
Private Motor Third Party Fire an Theft
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Liability to third parties for personal or bodily injury and Property damage
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The amount of damages and claimant’s costs and expenses where the Insured person becomes liable at law resulting from an accident involving the insured vehicle;
Up to $1,000,000.00 for damage to property
Up to $10,000,00.00 for death or bodily injury in respect of any one person
Up to $30,000,00.00 for death or bodily injury in respect of any number of persons in any one accident
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Loss of or damage to the insured vehicle as a result of fire theft
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Emergency Breakdown Service – the reasonable cost of removal of the vehicle to a garage or your home as a result of the breakdown of the insured vehicle
