overview

 
Home equity is the value of your home less any amount that you still owe on it through your mortgage and or other liability(ies). Home equity loans can  finance:
 
Home renovations and or additions
Purchase appliances and/ furniture
Educational costs for you or your children
Travel
Debt consolidation
Investment purposes
Medical purposes
 
Flexible repayment terms can be arranged to suit your unique situation. The maximum repayment term is thirty (30) years or your retirement age, whichever is earlier, for properties constructed of concrete blocks and twenty (20) years for properties constructed of hardwoods (purpleheart/greenheart etc.)
 
Give us a call to discuss or make an appointment or contact a Sagicor Advisor at 246-467-7500
 
Joy Gibbs
Manager, Mortgages
1 (246) 467-7530
[email protected]
 

benefits

Customisation/Flexibility: Not everyone is the same, and not every situation is the same, so no one mortgage can fit everyone’s needs. Sagicor allows you the flexibility to create the mortgage that fits your needs.
 
Affordability: Pay only the interest during construction.
 
Convenience: In addition to providing the mortgage for your home, Sagicor is your one stop shop for:-
 
Construction Financing
 
Home Equity Financing
 
Property Insurance
 
Life Insurance
 
Mortgage Indemnity Insurance
 
Download and print the Residential Mortgage Requirements

related products

Residential Land Loans

Interested in building that dream home sometime in the future? Let us assist with a land loan to purchase that parcel of land you so desire to get you on the way.

Read More

Residential Mortgages

Buying your own property, whether a house, a condominium or just the land to build on, is one of the most significant and satisfying investments you’ll ever make. Owning your own home brings a sense of security that will mean a lot to you and your family. No matter what you're looking for in a home, Sagicor Mortgage solutions meet your needs - both today and for the life of the mortgage.

Read More

terms and conditions

Lending conditions apply.