Residential Mortgages- Sagicor

Our Brand

The name Sagicor is a combination of two words, "Sage" meaning wise and "Cor" for heart or judgement.

Our Vision

Sagicor's vision is "To be a great company committed to improving the lives of the people in the communities in which we operate".

Our Values

We strongly believe in the Sagicor's values of being a Timeless, Borderless, and Colourless entity.

Corporate Social Responsibility

Learn how Sagicor works to improve the lives of the people in the communities in which it operates.

Customer Testimonials

Read what our valued customers have to say about us.

Sagicor Life Eastern Caribbean Inc

Incorporated in St. Lucia in 2014, a new company named Sagicor Life Eastern Caribbean Inc (or SLECI) is a wholly-owned subsidiary of Sagicor Life Inc. We serve our customers’ investment and insurance needs in Antigua, Dominica, Grenada, St. Kitts & Nevis, St. Lucia, and St. Vincent & the Grenadines.

Sagicor Financial Company Ltd

Sagicor has been in business since 1840 and our longevity can be attributed to our savvy business practices and skill in creating shareholder value. As the second-oldest insurer in the Americas, we’ve learned a thing or two about being successful. Nested within this corporation are our other companies.

Careers at Sagicor

Learn more about Sagicor’s exciting career options.

Join Our Team

Are you interested in working at Sagicor? We’d love to meet you. Find out how to join our team.

Sagicor Life (Eastern Caribbean) Inc Management Team

Want to learn more about the executives responsible for Sagicor Life (Eastern Caribbean) Inc? Here’s everything you need to know.

Sagicor International Balanced Fund Reports

View the latest and archived financial reports for the Sagicor International Balanced Fund.

Corporate Governance Architecture

Our board of directors has approved the adoption of a group-wide, risk-based, corporate governance architecture, which conforms to best practices around the world.

Business Continuity Management

Sagicor is committed to protecting its employees, clients, and other assets at all times, including during emergencies or significant business disruptions.

Code of Ethics Policy

The code is based on the concept of the moral, ethical and legal obligation owed by Sagicor directors, management, employees, and advisors to various stakeholders.

Reporting Breaches

Consider this our open invitation to employees, advisors, and other interested parties to become familiar with our governance policies and to report breaches or suspected breaches of any corporate policy or other possible fraudulent activity to our management.

Understanding FATCA

As part of the Foreign Account Tax Compliance Act, Sagicor is required to submit information on its US customers to the US Internal Revenue Service (IRS) or indirectly through domestic authorities.

Health Insurance

When you have access to the best healthcare available, even though you may not need it, it means you and your family can get busy living life to the fullest.

Life Insurance

The thought of knowing your family and loved ones are safe, even if you are no longer around, gives you a peace of mind that can’t be underestimated. And because every person’s life and needs are different, we have products that can suit you at any stage of your life.

Home Equity Financing

If you have a large expense, like a renovation coming up, you don’t need to save for it; with Home Equity Financing you already have. Your home has value that is available to you.

Residential Land Loans

You have a dream home in your mind’s eye, and the perfect land to build it on—your little slice of heaven. We have the means to make that parcel of land yours, and to make that dream a reality.

Residential Mortgages

It’s the most significant purchase you’re likely to ever make. But owning your own home also brings a sense of security to you and your family. Sagicor helps you achieve that.

Millennium Saver

A plan that motivates you to save more can also prepare you more for retirement. And with just a little sacrifice over the long term, your retirement picture gets better and better. Stop working. Start living.

Group Life and Health Insurance

Show concern for your employees’ well-being and that of their families, and they will return the favour. After all, a happy hard-working employee is a healthy one.

Sagicor Business Growth Solution

As your business evolves, Sagicor will be with you every step of the way. Your future will look brighter with this plan that allows you to save, invest and protect you, your family and your business.

Commercial Land Loans

Consider the costs of renting for your business operations. Owning your own property could prove to be more beneficial – not only are you rent-free, but you’re purchasing a business asset that could increase in value. Sagicor can help make that a reality.

Commercial Mortgages

When your business reaches the threshold of needing more land or property, or even renovating or constructing a new structure, our commercial mortgages can smooth that transition with customised payment options and flexibility.

Group Retirement Solutions

Sagicor offers group retirement solutions to suit your business’ needs. Group retirement means your employees can share in a special savings plan that benefits them, after years of loyal service to your business.

International Balanced Fund

Retirement is on the horizon. How prepared are you? This retirement fund has been preparing Eastern Caribbean retirees since April 2001, with a tax-exempt plan that protects and builds wealth.

Share your feedback

Sagicor values your feedback and considers all issues, whether they be complaints or compliments, to be essential in evaluating and improving our service and product offerings to you. Report these issues using our Service Quality Form.

Pay Online

Pay your life, health, motor, property and general insurance premiums; even your mortgage easily and conveniently using our Sagicor GO mobile app and client portal.

Find an Agent

Need our services? A Sagicor agent in our network is eager to serve you. Find one close by.

Message Us on WhatsApp

Another convenient way for you to connect with us. Simply save this number (246) 467-7243 (SAGE), to your contacts.

Find a Location

Wish to visit one of our offices? Find your nearest Sagicor location.

If you have comments, questions or suggestions, we’re ready to listen. Use our convenient client contact form.

Live Chat

Need help quickly? Our agents are standing by.

Report a Claim

We realise accidents and loss happen. The Sagicor team can help you through your entire claims process. Learn how to report life, health, motor, or home insurance claims.

Group Life & Health

Find out how to file a group life and health claim.

Individual Health

Learn how to make a health insurance claim.

Individual Life

Find out the steps you need to take to report a life insurance claim.

Visit our Blog

If you’d like to learn more about insurance, home ownership, investments, and even retirement planning, our blog contains handy posted articles on these and other financial topics.

Buying Guides

Insurance and finance can often be complex. Here are some convenient buying guides to help you better understand these subjects.

Customer Service Standards

We want to serve you better and commit to putting your first.

Find a Medical Provider

Search the Sagicor Core Network to find a medical provider near you.

Frequently Used Terms

Want to be more informed? Know and understand insurance and financial terms by learning the meanings of frequently used terms in our glossary.

Sagicor GO Mobile App

Manage all of your life, motor, home and travel insurance policies (even your mortgage) while on the go with Sagicor GO. Download the app here.

Ways to Pay

You want to pay your premiums for life, health, motor, home, travel and general insurance, your way. That’s why Sagicor gives you more options.

Advisor Portal Login

Sagicor Advisor Reporting Solution is an interactive website, specifically designed to allow advisors to view information about their clients.

Do you have a Group Life and Health policy? If you are an administrator, log in to manage your company’s account.

Manage Your Sagicor Policy

Manage everything about your life insurance policy, view statements, premium payments, and even change your contact details, with our convenient online portal.

Manage Your Claims

If you are a Group Life and Health administrator, log in to manage your CariCare claims.

Manage Your Pension

As a member or administration of a Group Pension plan, you can log in to view your company’s contributions.

Staff Benefits Portal

As a member or administration of a Group Pension plan, you can log in to view your company’s contributions.

Application Forms

Download application forms for health, life, motor, travel, home insurance, and mortgages.

Claim Forms

Download claim forms for health, life, motor, travel, and home insurance.

Group Life and Health Forms

Now you have convenient access to download forms for Group Life and Health Insurance policies.

Other forms

Not an application or claim? All your other forms to manage your policy can be found here.

Important Notices

Find the very latest updates and important notices here.

In the Community

Sagicor is committed to improving the lives of the people in the communities in which we operate. Find out more.

Sagicor in the News

See the latest news stories about Sagicor published in the local media.

Press Releases

You can access the press releases we provide news media, detailing our announcements, and other corporate news, here.

Latest Tweets

Follow @SagicorGroup on Twitter to get the latest tweets and updates.

Corporate Social Responsibility

People invest in us, and so we invest in them and the communities they live in. Learn how our company works to improve people’s lives.

Residential Mortgages

overview

Buying your own property, whether a house, a condominium or just the land to build on, is one of the most significant and satisfying investments you’ll ever make. Owning your own home brings a sense of security that will mean a lot to you and your family. No matter what you're looking for in a home, Sagicor Mortgage solutions meet your needs - both today and for the life of the mortgage.

Our mortgage solutions include the following features:

- Competitive interest rates
- Low down payments with mortgage indemnity insurance
- Preferred rates on property insurance from Sagicor General
- Prompt approval process

Use our convenient Mortgage Calculator to get started today on saving for your dream home.
MORTGAGE CALCULATOR

Give us a call to discuss or make an appointment or contact a Sagicor Advisor at 246-467-7500

Veronica Bell
Mortgage Officer
1 (268) 480-5336
[email protected]

Nadia Lee
Administrative Assistant
1 (268) 480-5500
[email protected]

benefits

Customisation/Flexibility: Not everyone is the same, and not every situation is the same, so no one mortgage can fit everyone’s needs. Sagicor allows you the flexibility to create the mortgage that fits your needs.

Affordability: Pay only the interest during construction.

Convenience: In addition to providing the mortgage for your home, Sagicor is your one stop shop for:-

Construction Financing

Home Equity Financing

Property Insurance

Life Insurance

Mortgage Indemnity Insurance

Download and print the Residential Mortgage Requirements

related products

Home Equity Financing

Do you need to expand your kitchen? Want an outdoor entertaining space or new bathroom? Sagicor offers Home Equity Financing that allows you can borrow against the value of your home.

Residential Land Loans

Interested in building that dream home sometime in the future? Let us assist with a land loan to purchase that parcel of land you so desire to get you on the way.

Term Life Insurance

Suppose your family needs to be protected during a certain critical period, for example, during a mortgage or a loan repayment. With Sagicor Term Life Insurance, you get more insurance coverage for your premium dollar than any other form of insurance.

terms and conditions

Lending conditions apply.

Who We Are

Our Companies

Careers

Management Team

Financials

Governance

Insurance

Home Ownership

Retirement

Insurance

Property

Retirement

Get in Touch

RETIREMENT CALCULATORS

Report A Claim

Knowledge Centre

Online Portals

Downloadable Forms

Media

SignIn

Signup

Forgot Password

overview

benefits

related products

Home Equity Financing

Residential Land Loans

Term Life Insurance

terms and conditions

start a free quote