Thinking of purchasing a home? Sagicor is #InYourCorner to make your home ownership goals a reality through the various mortgage products we offer.


If you are looking to purchase your dream home we are by your side every step of the way.
We offer:
• Joint financing with NHT to purchase your home.
• Up to 100% financing


Use our Mortgage Calculator!


Already a homeowner?
Access funds for debt consolidation, educational expenses, home improvement, travel etc with Sagicor Home Equity Mortgage
Contact one of our Personal Banking Officers who will be more than happy to assist.


Documents needed for prequalification




Tip: Prequalification is the first step to home ownership. Being pre-qualified helps you to know what you qualify for at a point in time. Prequalification is completed in 24 hours or less.


finding a property

finding a property

Find a property at Sagicor Property Services!

Tip: When searching for a property there are 3 things to bear in mind: location, location, location

mortgage tips

Use these mortgage tips to help you on the journey to your own home.

required documents

Minimum requirements- To qualify for a mortgage you must provide:

• Job letter from employer and last 3 pay slips
• If self-employed - audited / management accounts for the business for the last 2 years, supported by bank statements for the same period
• Valid identification – driver’s license, passport or national identification
• Tax Registration Number (TRN)
• Proof of Age – birth certificate or passport
• Proof of address – preferably in the form of a utility bill
• Most recent utility bills
• Last three (3) rent receipts if applicable
• Written confirmation of existing indebtedness
• Proof of funds to complete the transaction
• Proof of ownership of existing assets
• Evidence of deposit or statement from Attorney holding carriage of the sale
• Copy of signed Sales Agreement
• Valuation Report from our list of approved valuators
• Surveyor’s ID Report for the property to be purchased
• Copy Certificate of Title for property to be mortgaged
• Any other documents deemed necessary by the Bank

Valuators and Commissioned Land Surveyors


No just your last pay advice. If you are paid forthnightly it will be the last 2 pay advices along with your ID. A signed consent form allows us to access your credit report.

We have several savings products which can assist you in meeting your goal. You will be referred to an advisor who will advise you on the best approach to ensure your goal of home ownership is met.

No! You will not need to visit NHT. We will process the entire transaction for you, and you will access your benefit at NHT’s interest rate.

Yes! You can pre-qualify with your spouse. We require the same information for prequalification.

Yes! We require life insurance so in the event of death the mortgage is paid out leaving the property mortgage free for your loved ones.

You can call our contact Centre at 888-724-4267 or you can send an e-mail to [email protected] and a representative will be more than happy to assist you.

related products

Pure Switch Mortgage Campaign

If you have a Mortgage with another financial institution we would like to offer you the opportunity to get some well-deserved breathing space. Switch your mortgage today and switch off your mortgage payments for 2 months.

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