Cover Drive

Driving makes you more independent.  It’s also a big responsibility, and with that comes the need for the right insurance.  This policy is only granted to those who have driven for the last five years with no claims or traffic offenses recorded against them.  The better and safer a driver you are, the lower your premiums.

overview

Cover Drive offers a maximum No Claims Discount of 70% plus an additional 10% discount guaranteed for two (2) years to persons who wish to place new private motor business with us. This benefit will include first time vehicle owners, who may not have had motor insurance held in their names.

QUALIFICATIONS FOR COVER DRIVE
Private car insurance only
Vehicle must not be more than 10 years old
Comprehensive cover is limited to eight (8) years and younger
You must be at least 25 years of age and not over 65 years
You must have driven for at least five years
No claims recorded against you in the past five years
No traffic offences recorded against you in the past five years


Please call your agent or contact us at 1 (246) 431-2800 or [email protected] for more information about our products! 

benefits

If you qualify for - and upgrade to - our Cover Drive Policy, you will enjoy the following additional benefits:
 
Extra Cover Discount of 10%
 
EXCESS WAIVER:
If you have been driving claims free for 5 years or more, your own damage excess fee will be waived for the first claim under your policy, no matter the fault.
 
INCREASED MEDICAL EXPENSES:
The limit of your medical expenses has been increased from $1,000.00 to $1,500.00 at no additional cost.
 
INCREASED PERSONAL BELONGINGS COVERAGE:
From $500 to $1,000
 
FUNERAL EXPENSE BENEFIT:
up to $5,000 in the event of death of the insured as a result of an accident involving their vehicle insured under their policy.
 
24 HOUR ROADSIDE ASSISTANCE:
If you are in an accident or have vehicle problems, just call 234-4357 for emergency breakdown assistance, lock out service, emergency fuel delivery, battery check and jump start, flat tire repair, emergency towing, mechanical assistance, on-site accident assistance, accident photographs and measurements, collection of all relevant information and on-site completion of claim form.
 
INFORMATION SERVICES:
Real-time alerts and tips sent to your email or mobile phone including storm alerts, risk reduction tips, driving and road awareness tips, vehicle maintenance tips and payment reminders.

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