A Dream Rate on Your Dream Home
With this new low rate, now is the time to build, purchase or switch to a Sagicor Mortgage.
Our mortgage solutions include the following features:
- Competitive interest rates
- Low down payments with mortgage indemnity insurance
- Preferred rates on property insurance from Sagicor General
- Prompt approval process
- Lump sum payments without penalty* (Barbados)
3.75% Fixed for 3 Years A new low rate for you to purchase or build your dream home.
Up to 95% Financing Switch to Sagicor for easy financing options
No commitment or application fee Get quick approvals with a faster turnaround time.
Discounts on Property Insurance from Sagicor General With up to 12 months to repay
Buying your own property, whether a house, a condominium or just the land to build on, is one of the most significant and satisfying investments you’ll ever make. Owning your own home brings a sense of security that will mean a lot to you and your family. This is a goal that most people share. To own your own home and ultimately, to pay off that mortgage.
It starts, of course, with saving for a down payment. Think about how much money you’ll need, and when you’d like to buy a home. Set up a timetable for saving. Don’t forget that house prices may rise, so plan to save a little more than you’d need in today’s market.
Use our convenient Mortgage Calculator to get started today on saving for your dream home.Mortgage Calculator
What We Offer
Sagicor's range of mortgage solutions are designed to help you choose the mortgage that best suits your needs. Our mortgages are repayable for a period of up to 30 years or to confirmed retirement age (whichever comes first).
Residential Land Loans
Interested in building that dream home sometime in the future? Let us assist with a land loan to purchase that parcel of land you so desire to get you on the way. Sagicor offers flexible financing for land loans with financing of up to 90% of the purchase price, attractive interest rates and up to 15 years to repay.
Home Equity Financing
Do you need to expand your kitchen? Want an outdoor entertaining space or new bathroom? Sagicor offers Home Equity Financing that allows you can borrow against the value of your home. Flexible repayment terms can be arranged to suit your unique situation. The maximum repayment term is thirty (30) years or your retirement age, whichever is earlier.