Blog

Fall is a beautiful season. It’s a wonderful time when leaves turn a multitude of colors, and the air is crisp with just a hint of the cold that is soon to follow. The changing of the seasons is inevitable, and a good reminder that we, too...should prepare.

Here is the riddle: ‘What can you take, buy, spend, make, find, manage, measure, and waste, but never stop, change, or recover?’ The answer is...

Are you thinking about applying for a small business loan? Using a life insurance policy as collateral for a small business loan could be a good option for you. Read on to learn about "collateral assignment" and how the process works.

For most of us, risk tolerance depends on a number factors. When we’re young, we are ready to throw caution to the wind and try anything — no matter how foolish. As we become older and wiser, we tend to be more cautious...but this is a blog about life insurance, so why are we talking about risk?

If you watch the news or have any social media presence, you’ve probably heard the term ‘fake news.’ September is Life Insurance Awareness Month (LIAM), and while certainly not in the ‘fake news’ category, there are a few myths and misconceptions about life insurance that are easy enough to clear up.

Life insurance is especially important if you have significant financial obligations....The problem that many of us face is, how do you provide this protection without busting an already tight budget? Term Life Insurance may be the solution.

Children, especially small children, are forever asking why. Why is the sky blue? Why do I have to eat my vegetables?... Why provide life insurance? Because it can be the difference between losing someone you love and losing everything....

If you’re nearing retirement or actively planning for it, you are probably already aware of annuities. Finding the right vehicle for your money is an important part of retirement planning, and annuities are a popular choice.

My oldest son is a senior in high school. Time marches on, whether we are ready or not, and new adventures await. One of these new adventures is getting a college education.

Life insurance isn’t priced as a one-size-fits-all product, meaning there are several factors — in addition to your age — that will determine just how much you’ll pay for a policy.

All too often, a life insurance company is selected based on the competitiveness of its quote. Sure, price is an important factor, but it shouldn’t be the only reason for selecting an insurer.

If your financial needs change during the course of your term policy, you can have it converted into a whole life policy. The option is available for everyone who owns a Sagicor Sage Term policy.

“A penny saved is a penny earned”—While those may be good words to live by, 56.3 percent of Americans in a recent survey indicated having less than $1,000 in their savings account.

If you’re in the market for life insurance, you’ve most likely come across some policies that are described as linked to an index. How do you know if that type of policy is right for you?

The golden rule of retirement planning is to save as much as you can, as early as you can. But how can you be certain that you’re considering all your retirement options?

Is life insurance necessary when a parent doesn’t bring home a paycheck?

What’s unique about life insurance is that unlike many other types of insurance such as home and auto, the number one reason to buy life insurance is love.

People who start saving for retirement in their 20s are 66% more likely to retire before age 60 compared to those that begin saving in their 30s.

Abandoned new year resolutions might be the cliché, but that doesn’t mean they’re useless.

Figuring out your life insurance needs is not as complicated as it might seem.

79% of Americans have car insurance. 67% of Americans have home insurance. Only 55% of Americans have life insurance.

These stories are powerful, heartfelt testimonials from individuals and families who have suffered the loss of a spouse or parent. They attest to the struggles of not having life insurance, or what having life insurance has meant to them, after the tragedy.

How does life insurance work?

POP QUIZ: How much does a 20-year, $250,000 policy cost a healthy, non-smoking 30-year-old man each month?

Technology is not the perfect answer to security problems. Information security is more like avoiding potholes than jumping hurdles. Just watch where you step.

Getting life insurance today will provide peace of mind knowing that your loved ones are financially secure should the unexpected happen.

Anyone who has a family, supports a household, pays a mortgage or plans to send children to college can alleviate the financial burdens created by their death, if they have life insurance.