Owning A Home Shouldn’t Make You “Asset Rich But Cash Poor”

Buying your own property, be it a house, a condominium or just the land to build on, is one of the most significant and satisfying investments you will ever make. Owning your own home brings a sense of security that will mean so much to you and your family. But that security can be compromised if you reach too high, too soon, and end up financially strapped just to make your payments. We advise our clients to think big, but to get there one step at a time.

Dare To Dream...

A new home is a long-term commitment. People tend to make significant improvements to their property over the years as they move through the stages of life. So choose your new home carefully and look to the future to imagine how it can grow to meet your needs.

...But Keep In Touch With Reality

Regardless of what you want tomorrow, you’ve got to be able to cover your costs today. For the home-buyer, the two biggest requirements are the amount that you pay as your deposit and the monthly costs, including the mortgage insurance and other monthly bills. Depending on your tax situation, your monthly costs should not exceed 30-40 percent of your gross salary.